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For mid-market leadership teams

Every system works on its own.Nobody built them to agree.

Joining them is the hard part. That’s our work.

Your sales, your delivery and your finances each live somewhere different — often in different entities, on different ERPs, with different charts of accounts. A third of finance teams reopen the books or restate after close because of it. It costs you twice: first in the numbers you report, and again in the technology you buy to fix it.

Where it hurts

One problem. Two places.

01 · Your numbers

Illustrative

Three systems. Three answers. One board meeting.

Each system tells the truth — they just tell different truths. So the number you take to the board is the one you can prove least.

One quarter

Where the money went

CRM · says won

R 16 250 000

Ledger · recognised

R 12 480 000

Gap

R 3 770 000

Four deals marked Won. No revenue against any of them.

Harbour Logistics · won 12 Mar

Nothing invoiced

Meridian Group · won 3 Apr

Delivered, never billed

This isn’t a dashboard over your systems. It’s one ledger underneath them.

Totus FIQ

The Intelligence of the Whole.

Book a walkthrough →

One ledger underneath your entities, your ERPs and your charts of accounts. Your pipeline, products and customers on that same record — so a won deal and the money it produced are the same thing.

02 · Your technology

Illustrative

AI just joined your dev team. Someone still has to manage it.

Your developers now build at machine speed — and without senior direction, the code drifts, the debt compounds quietly, and nothing shows until year two. Meanwhile the team is unsettled: your juniors are wondering if they still have a career, and most of the AI training on offer teaches the tools, not the transition.

The job hasn’t changed

The team has

Managing developers

Managing AI

Devs who go their own way

Agents that go their own way

Code review before merge

Approval before anything ships

Scope creep

Confident, wrong answers

Growing your juniors

Repurposing them — toward judgement and design

Same discipline. New team. Your people still on it.

Totus Consulting

Built to stand.

Talk to technical counsel →

Thirty-five years leading dev teams — now we lead the transition. What moves first, who steers the architecture, how your developers make the shift instead of fearing it. We review, design and build too — and we build FIQ this way, every day.

Not our opinion

The cost of pieces, measured.

In the numbers

63%

of finance leaders use ten or more systems to get one financial picture.

Stripe CFO Insights Report, 2026

45%

spend ten or more hours a month getting numbers to agree and correcting errors.

Stripe CFO Insights Report, 2026

35%

reopen the books or restate earnings at least quarterly, because of errors found after close.

Stripe CFO Insights Report, 2026

Survey of 1 700+ CFOs and finance leaders worldwide

In the technology

95%

of corporate GenAI pilots show no measurable P&L impact.

MIT NANDA · 2025

40%

of agentic AI projects will be cancelled by end-2027.

Gartner · 2025

1 in 2

pieces of AI-generated code fails security testing.

Veracode · 100+ models · 2025

We make it Whole.

Totus means the whole. Thirty-five years of taking things that were in pieces and making them work as one. You can’t fix the whole thing if you’re only allowed to touch one piece of it.

How we make it Whole.

One record

FIQ puts pipeline, delivery and ledger in one place, so the numbers agree.

One pair of eyes

Consulting leads the transition — what moves first, who steers the architecture, how your team makes the shift.

Totality creates context.

Context creates intelligence.

Intelligence creates better decisions.

Tenant zero

We run our own business on FIQ.

Board packs

Actuals straight from the record — every figure traces back.

35 years

Banks and a financial regulator in the history.

Six specialists

They propose. You approve. Everything is tracked.

We run our own business on FIQ.

Totus FIQ executive dashboard — one headline signal, the EBITDA variance bridge and Nicole's forecast, demonstration tenant
Demonstration tenant · figures are fictional

Albert drafts the board pack

Nicole models the forecast

Emma explains the variance

Sherlock snoops for anomalies

Jeeves answers your questions

Bob builds the view you describe

AI proposes — you approve — everything is audited

The founders.

Marilyn Howard

Marilyn Howard

Founder & CEO

Thirty-five years of first-of-a-kind systems, former IBM Chief Cloud Architect.

Karin Bronkhorst

Karin Bronkhorst

Co-founder

Behavioural science — how people actually adopt what gets built.

Where to start.

If the numbers disagree

Book a 30-minute walkthrough.

Your kind of business, your kind of numbers.

Book a walkthrough

If something is being pitched to you

Ask for a technical review.

A scoped review, priced by complexity.

Ask for a review