Totus FIQ
The Intelligence of the Whole.
Financials live in one or many ERP systems with their own chart of accounts. Budgets in spreadsheets. Forecasts in separate tools. Sales Pipelines in another system. The information exists — the complete picture doesn’t.
ERP & ledgers
Spreadsheets
Budgets & forecasts
Pipelines & CRM
Reports & presentations
Manual work. Multiple versions. Time consuming. Risk of error. Slower, less confident decisions.
The group is held together by a spreadsheet called v7_final_FINAL, and producing one board pack means weeks of flattening exports nobody fully trusts.
What FIQ does
Accounts, entities and currencies are mapped once into one ledger. Anything that doesn’t map is highlighted for you, never silently absorbed.
The outcome
One board pack, every figure traceable to its source row.
The forecast is finished just in time to be out of date, and the board notices.
What FIQ does
Budgets and forecasts run on the very same rows as the financials. Move a deal, and next quarter moves.
The outcome
Plan-versus-actual is already on screen when the month closes.
You answered the board with “I’ll come back to you on that.” The answer arrived three weeks later, after the window to act.
What FIQ does
Sales, delivery and the numbers sit on one record, so revenue and cost to deliver meet on the same line.
The outcome
The answer in the meeting, not three weeks after it.
One connected view of where you’ve been, where you are and where you’re heading.
The change
Historically, answering complex business questions from data scattered across platforms required data warehouses. For more than thirty years, Marilyn Howard built these warehouses — for banks and global groups, on budgets with more digits than most companies’ revenue. The answers were worth every cent. It was simply priced for giants.
AI collapsed that cost. The mapping, matching and consolidating that once needed a data team now runs on a platform that a midmarket company can afford. The company that chooses to use this platform can outperform its competitors — who are still spending the bulk of their time collating and reconciling data in spreadsheets, instead of analysing it.
Diagram: Segmented ERPs, Dimensional ERPs, Excel trial balances and the sales pipeline feed the Totus FIQ ingestion engine; everything lands in One Canonical Platform, the Canonical Ledger — actuals, budgets and forecasts in one dimensional model. From the ledger flow the P&L, variance dashboards, AI agents and board packs.
Underneath
Financial data from different legal entities, different charts of accounts and different ERP products, brought into one ledger.
On top
Your pipeline, your products and your customers on that same record; FIQ is the system of record, not a reader of your CRM.
Which means
A won deal and the money it produced are the same thing. When they don’t match, FIQ can name the deals.
This isn’t a dashboard over your systems. It’s one ledger underneath them.
Actuals
what has happened
Budget
what we plan to do
Pipeline
what we are pursuing
Forecast
what we expect
Scenarios
what could happen
Pipeline activity drives the forecast. Forecast outcomes guide the business.
Named, not summarised
When the pipeline and the ledger disagree, the difference isn’t a percentage on a chart — it’s specific deals, with names and dates. FIQ shows you which ones.
One quarter
Illustrative
CRM · says won
R 16 250 000
Ledger · recognised
R 12 480 000
Gap
R 3 770 000
Four deals marked Won. No revenue against any of them.
Harbour Logistics · won 12 Mar
Nothing invoiced
Meridian Group · won 3 Apr
Delivered, never billed
Connectors for SAP, Oracle, NetSuite, Sage 300, QuickBooks, Xero.
FIQ delivers a complete financial intelligence and decision platform.
Financial consolidation
Bring ledgers and companies together into one trusted view.
Budgeting & forecasting
Build better budgets and forecasts on one financial foundation.
Pipeline management
Manage opportunities and pipeline inside FIQ and link them to financial outcomes.
Scenario planning
Model different assumptions and understand their impact.
AI-powered insights
Intelligent analysis to reveal patterns, trends and what needs attention.
Anomaly detection
Identify unusual movements and potential exceptions early.
Executive dashboards
Clarity at a glance with access to the underlying detail.
Board reporting
Create clear, compelling board packs with confidence.
One connected environment. From insight to impact.
AI proposes — you approve — everything is audited.
Albert drafts the board pack
Nicole models the forecast
Emma explains the variance
Sherlock snoops for anomalies
Jeeves answers your questions
Bob builds the view you describe
Every deal, answered.
FIQ puts your sales, your delivery and your finances on one ledger — so the number is ready when the question is asked.
Your kind of business, your kind of numbers — not a generic demo.
Totus means totality.
Because we believe you cannot truly understand a business by looking at its parts in isolation.
FIQ means financial intelligence.
Because bringing the information together is only the beginning. The real value comes from understanding it and using it to make better decisions.
Totality creates context.
Context creates intelligence.
Intelligence creates better decisions.
See the whole business.
Data gives you pieces of the story. FIQ lets you see the business.
The Intelligence of the Whole.
Understand it
Predict it
Act on it
Your kind of business, your kind of numbers — not a generic demo.
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